/*
Theme Name: FreelanceGiant
Theme URI: https://freelancegiant.com
Author: FreelanceGiant
Author URI: https://freelancegiant.com
Description: The FreelanceGiant hub theme — five free, client-side finance tools for US freelancers and 1099 contractors (hourly rate calculator, invoice generator, self-employment tax calculator, tax deductions calculator, late payment chaser) plus guide content, ad zones and E-E-A-T scaffolding. No external libraries, no web fonts.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: freelancegiant
*/

/* ============================================================
   FREELANCEGIANT — consolidated stylesheet

   Assembled from the five original single-tool themes. Each tool
   keeps its own class prefix so nothing collides:
     .frc-  hourly rate calculator
     .inv-  invoice generator
     .stc-  self-employment tax calculator
     .fdc-  tax deductions calculator
     .lpc-  late payment chaser
     .fg-   shared hub chrome (ads, tool cards, breadcrumbs)
   ============================================================ */


/* ============================================================
   SECTION 1: Design Tokens
   ============================================================ */

:root {
    --color-accent: #2f6df6;
    --color-accent-light: #5c8bf8;
    --color-accent-dark: #1e50c9;
    --color-accent-glow: rgba(47, 109, 246, .15);
    --color-good: #0f9d58;
    --color-good-bg: #ecfdf5;
    --color-good-line: #a7f3d0;
    --color-warn: #b45309;
    --color-warn-bg: #fffbeb;
    --color-warn-line: #fcd34d;
    --color-bad: #c0392b;
    --color-bad-bg: #fef2f2;
    --color-bad-line: #fecaca;
    --color-ink: #111827;
    --color-muted: #6b7280;
    --color-line: #e5e7eb;
    --color-bg: #f8fafc;
    --color-card: #ffffff;
    --color-dark-bg: #0f172a;
    --color-dark-surface: #16213b;
    --color-dark-border: #24304d;
    --color-text-light: #ffffff;
    --color-text-mutedlight: #9aa5b8;
    --font-base: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    --font-mono: ui-monospace, SFMono-Regular, Menlo, Consolas, "Liberation Mono", monospace;
    --space-1: .25rem;
    --space-2: .5rem;
    --space-3: .75rem;
    --space-4: 1rem;
    --space-5: 1.25rem;
    --space-6: 1.5rem;
    --space-8: 2rem;
    --space-10: 2.5rem;
    --space-12: 3rem;
    --space-16: 4rem;
    --radius-sm: 6px;
    --radius-md: 10px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --radius-full: 9999px;
    --shadow-sm: 0 1px 3px rgba(0, 0, 0, .1);
    --shadow-md: 0 4px 12px rgba(0, 0, 0, .1);
    --shadow-lg: 0 12px 32px rgba(0, 0, 0, .15);
    --shadow-card: 0 2px 8px rgba(0, 0, 0, .06);
    --transition-fast: 150ms ease;
    --transition-base: 250ms ease;
    --max-width: 1100px;
    --header-height: 68px;
}

/* ============================================================
   SECTION 2: Reset & Base
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: var(--font-base); font-size: 1rem; line-height: 1.6; color: var(--color-ink); background-color: var(--color-bg); -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; }
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul, ol.no-list { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
table { border-collapse: collapse; width: 100%; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border-width: 0; }

/* ============================================================
   SECTION 3: Typography
   ============================================================ */

h1, h2, h3, h4, h5, h6 { font-family: var(--font-base); font-weight: 800; line-height: 1.2; }
h1 { font-size: 1.9rem; letter-spacing: -.01em; }
h2 { font-size: 1.5rem; }
h3 { font-size: 1.2rem; }
@media (min-width: 768px) { h1 { font-size: 2.5rem; } h2 { font-size: 1.85rem; } }
p { margin-bottom: var(--space-4); }
p:last-child { margin-bottom: 0; }

/* ============================================================
   SECTION 4: Layout
   ============================================================ */

.container { max-width: var(--max-width); margin: 0 auto; padding: 0 var(--space-5); }
.section { padding: var(--space-12) 0; }
@media (min-width: 768px) { .section { padding: var(--space-16) 0; } }
.section--dark { background-color: var(--color-dark-bg); color: var(--color-text-light); }
.section--light { background-color: var(--color-bg); }
.section--white { background-color: var(--color-card); }
.section--gradient { background: linear-gradient(135deg, var(--color-accent), var(--color-accent-dark)); color: #fff; }
.section-label { font-size: .8rem; text-transform: uppercase; letter-spacing: .06em; color: var(--color-accent); display: block; margin-bottom: var(--space-3); font-weight: 700; }
.section-title { margin-bottom: var(--space-4); }
.section-subtitle { font-size: 1.0625rem; color: var(--color-muted); max-width: 640px; margin: 0 auto var(--space-8); }
.text-center { text-align: center; }

/* ============================================================
   SECTION 5: Buttons
   ============================================================ */

.btn { display: inline-flex; align-items: center; justify-content: center; gap: var(--space-2); font-weight: 700; border-radius: var(--radius-md); transition: transform var(--transition-fast), box-shadow var(--transition-fast), background-color var(--transition-fast); text-decoration: none; white-space: nowrap; }
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }
.btn:focus-visible { outline: 3px solid var(--color-accent); outline-offset: 2px; }
.btn--primary { background-color: var(--color-accent); color: #fff; padding: var(--space-3) var(--space-6); }
.btn--primary:hover { background-color: var(--color-accent-dark); box-shadow: 0 8px 24px var(--color-accent-glow); }
.btn--light { background-color: #fff; color: var(--color-accent); padding: var(--space-3) var(--space-6); }
.btn--light:hover { box-shadow: var(--shadow-md); }
.btn--outline { background: #fff; color: var(--color-accent); border: 1px solid var(--color-line); padding: var(--space-3) var(--space-6); }
.btn--outline:hover { border-color: var(--color-accent); }
.btn--sm { padding: var(--space-2) var(--space-4); font-size: .85rem; border-radius: var(--radius-sm); }
.btn--lg { padding: var(--space-4) var(--space-8); font-size: 1.0625rem; border-radius: var(--radius-lg); }
.btn--nav { padding: var(--space-2) var(--space-5); font-size: .875rem; border-radius: var(--radius-full); }

/* ============================================================
   SECTION 6: Header & Navigation
   ============================================================ */

.header { position: sticky; top: 0; left: 0; width: 100%; z-index: 1000; height: var(--header-height); display: flex; align-items: center; background-color: var(--color-dark-bg); box-shadow: var(--shadow-md); }
.header__inner { display: flex; align-items: center; justify-content: space-between; max-width: var(--max-width); width: 100%; margin: 0 auto; padding: 0 var(--space-5); gap: var(--space-4); }
.header__logo { display: inline-flex; align-items: center; gap: var(--space-2); font-weight: 800; font-size: 1.05rem; color: var(--color-text-light); flex-shrink: 0; }
.header__logo-mark { display: inline-flex; align-items: center; justify-content: center; width: 30px; height: 30px; border-radius: var(--radius-sm); background: var(--color-accent); font-size: .95rem; }
.header__nav { display: none; align-items: center; gap: var(--space-6); }
@media (min-width: 900px) { .header__nav { display: flex; } }
.header__nav a { color: var(--color-text-mutedlight); font-weight: 600; font-size: .9rem; }
.header__nav a:hover { color: var(--color-text-light); }
.hamburger { display: flex; flex-direction: column; gap: 5px; width: 26px; padding: 0; }
.hamburger span { display: block; height: 2px; width: 100%; background-color: var(--color-text-light); border-radius: var(--radius-full); transition: transform var(--transition-base), opacity var(--transition-base); }
.hamburger.active span:first-child { transform: rotate(45deg) translateY(7px); }
.hamburger.active span:nth-child(2) { opacity: 0; }
.hamburger.active span:last-child { transform: rotate(-45deg) translateY(-7px); }
@media (min-width: 900px) { .hamburger { display: none; } }
.mobile-nav { position: fixed; inset: 0; background-color: rgba(15, 23, 42, .97); z-index: 999; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: var(--space-8); opacity: 0; pointer-events: none; transition: opacity var(--transition-base); }
.mobile-nav.active { opacity: 1; pointer-events: auto; }
.mobile-nav a { color: var(--color-text-light); font-weight: 700; font-size: 1.35rem; }
.mobile-nav a:hover { color: var(--color-accent-light); }

/* ============================================================
   SECTION 7: Hero
   ============================================================ */

.hero { background-color: var(--color-dark-bg); color: var(--color-text-light); padding: var(--space-16) 0 var(--space-12); text-align: center; }
.hero__inner { max-width: 760px; margin: 0 auto; padding: 0 var(--space-5); }
.hero__eyebrow { display: inline-block; background: rgba(47, 109, 246, .16); color: var(--color-accent-light); font-size: .8rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; padding: var(--space-2) var(--space-4); border-radius: var(--radius-full); margin-bottom: var(--space-5); }
.hero__title { margin-bottom: var(--space-5); }
.hero__title em { font-style: normal; color: var(--color-accent-light); }
.hero__subtitle { font-size: 1.0625rem; color: var(--color-text-mutedlight); max-width: 600px; margin: 0 auto; }

/* ============================================================
   SECTION 8: Tool — Hourly Rate Calculator (.frc-)
   ============================================================ */

   ============================================================ */

.frc-wrap { padding: var(--space-10) 0 var(--space-4); }
.frc-wrap .container { max-width: 820px; }

.frc { --frc-accent: var(--color-accent); --frc-accent-dark: var(--color-accent-dark); --frc-ink: var(--color-ink); --frc-muted: var(--color-muted); --frc-line: var(--color-line); --frc-bg: var(--color-bg); --frc-card: var(--color-card); --frc-good: var(--color-good);
    max-width: 760px; margin: 0 auto; background: var(--frc-card); border: 1px solid var(--frc-line); border-radius: var(--radius-xl); padding: var(--space-6) var(--space-6) var(--space-8); box-shadow: var(--shadow-lg); font-family: var(--font-base); color: var(--frc-ink); line-height: 1.5; box-sizing: border-box; }
.frc *, .frc *::before, .frc *::after { box-sizing: inherit; }
.frc h2 { font-size: 1.4rem; margin: 0 0 .25rem; }
.frc .frc-sub { color: var(--frc-muted); margin: 0 0 1.25rem; font-size: .95rem; font-weight: 400; }
.frc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
@media (max-width: 560px) { .frc-grid { grid-template-columns: 1fr; } }
.frc-field { display: flex; flex-direction: column; gap: .3rem; }
.frc-field label { font-size: .85rem; font-weight: 600; }
.frc-field .frc-hint { font-size: .72rem; color: var(--frc-muted); font-weight: 400; }
.frc-input { display: flex; align-items: center; border: 1px solid var(--frc-line); border-radius: 10px; background: var(--frc-card); overflow: hidden; }
.frc-input span { padding: 0 .55rem; color: var(--frc-muted); font-size: .9rem; background: var(--frc-bg); align-self: stretch; display: flex; align-items: center; border-right: 1px solid var(--frc-line); }
.frc-input span.suffix { border-right: 0; border-left: 1px solid var(--frc-line); }
.frc-input input { border: 0; outline: 0; padding: .6rem .6rem; width: 100%; font-size: 1rem; background: transparent; color: var(--frc-ink); min-width: 0; }
.frc-input:focus-within { border-color: var(--frc-accent); box-shadow: 0 0 0 3px var(--color-accent-glow); }
.frc-card { background: var(--frc-bg); border: 1px solid var(--frc-line); border-radius: 14px; padding: 1.1rem 1.15rem; margin-top: 1.25rem; }
.frc-result { background: linear-gradient(135deg, var(--frc-accent), var(--frc-accent-dark)); color: #fff; border-radius: 16px; padding: 1.4rem; margin-top: 1.25rem; text-align: center; }
.frc-result .frc-rate { font-size: 2.6rem; font-weight: 800; line-height: 1; margin: .15rem 0; }
.frc-result .frc-rate small { font-size: 1rem; font-weight: 600; opacity: .9; }
.frc-result .frc-label { text-transform: uppercase; letter-spacing: .06em; font-size: .72rem; opacity: .85; }
.frc-chips { display: flex; flex-wrap: wrap; gap: .6rem; justify-content: center; margin-top: 1rem; }
.frc-chip { background: rgba(255, 255, 255, .16); border-radius: 10px; padding: .5rem .8rem; font-size: .85rem; min-width: 120px; }
.frc-chip b { display: block; font-size: 1.05rem; margin-top: .1rem; }
.frc-break { list-style: none; margin: .6rem 0 0; padding: 0; }
.frc-break li { display: flex; justify-content: space-between; gap: 1rem; padding: .4rem 0; border-bottom: 1px dashed var(--frc-line); font-size: .9rem; }
.frc-break li:last-child { border-bottom: 0; font-weight: 700; }
.frc-break li span:last-child { font-variant-numeric: tabular-nums; }
.frc-btn { appearance: none; border: 0; border-radius: 10px; background: var(--frc-accent); color: #fff; font-weight: 700; font-size: 1rem; padding: .8rem 1rem; cursor: pointer; width: 100%; transition: background .15s; }
.frc-btn:hover { background: var(--frc-accent-dark); }
.frc-btn.secondary { background: #fff; color: var(--frc-accent); border: 1px solid var(--frc-accent); }
.frc-cta { margin-top: 1rem; background: #fff; border: 1px solid var(--frc-line); border-radius: 14px; padding: 1rem 1.15rem; }
.frc-cta h4 { margin: 0 0 .35rem; font-size: 1rem; }
.frc-cta p { margin: 0 0 .75rem; font-size: .88rem; color: var(--frc-muted); }
.frc-email { display: flex; gap: .5rem; }
@media (max-width: 560px) { .frc-email { flex-direction: column; } }
.frc-email input { flex: 1; border: 1px solid var(--frc-line); border-radius: 10px; padding: .7rem; font-size: 1rem; }
.frc-email .frc-btn { width: auto; white-space: nowrap; }
@media (max-width: 560px) { .frc-email .frc-btn { width: 100%; } }
.frc-msg { font-size: .85rem; margin-top: .5rem; }
.frc-msg.ok { color: var(--frc-good); }
.frc-msg.err { color: var(--color-bad); }
.frc-hp { position: absolute; left: -9999px; opacity: 0; height: 0; width: 0; }
.frc-foot { font-size: .72rem; color: var(--frc-muted); margin-top: 1rem; text-align: center; }
.frc-affiliate a { color: var(--frc-accent); font-weight: 600; text-decoration: none; }
.frc-affiliate a:hover { text-decoration: underline; }

/* ============================================================
   SECTION 9: Tool — Invoice Generator (.inv-)
   ============================================================ */


.inv-wrap { padding: var(--space-10) 0 var(--space-4); }
.inv-wrap .container { max-width: 980px; }

.inv-app { background: var(--color-card); border: 1px solid var(--color-line); border-radius: var(--radius-xl); box-shadow: var(--shadow-lg); overflow: hidden; }
.inv-toolbar { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: var(--space-3); padding: var(--space-5) var(--space-6); border-bottom: 1px solid var(--color-line); background: var(--color-bg); }
.inv-toolbar__actions { display: flex; align-items: center; gap: var(--space-3); flex-wrap: wrap; }
.inv-toolbar__actions select#inv-currency { border: 1px solid var(--color-line); border-radius: var(--radius-sm); padding: .5rem .6rem; font-size: .85rem; background: #fff; color: var(--color-ink); }

.inv-logo-display { margin-bottom: var(--space-6); }
.inv-logo-display img { max-height: 72px; max-width: 240px; object-fit: contain; }
.inv-logo-controls { display: flex; align-items: center; gap: var(--space-3); flex-wrap: wrap; }

.inv-sheet { padding: var(--space-6); }
.inv-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-8); margin-bottom: var(--space-8); }
@media (max-width: 700px) { .inv-grid-2 { grid-template-columns: 1fr; gap: var(--space-6); } }

.inv-field { display: flex; flex-direction: column; gap: .3rem; margin-bottom: var(--space-3); }
.inv-field label { font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .03em; color: var(--color-muted); }
.inv-field input, .inv-field textarea { border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: .6rem .7rem; font-size: .95rem; font-family: var(--font-base); color: var(--color-ink); background: #fff; width: 100%; }
.inv-field input:focus, .inv-field textarea:focus { outline: 0; border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-glow); }
.inv-field textarea { resize: vertical; min-height: 70px; }

.inv-meta-row { display: flex; gap: var(--space-4); flex-wrap: wrap; }
.inv-meta-row .inv-field { flex: 1 1 140px; }

.inv-heading-sm { font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; color: var(--color-muted); margin-bottom: var(--space-3); display: block; }

.inv-items { margin-bottom: var(--space-6); }
.inv-items table { min-width: 560px; }
.inv-items-scroll { overflow-x: auto; border: 1px solid var(--color-line); border-radius: var(--radius-md); }
.inv-items th { text-align: left; font-size: .74rem; text-transform: uppercase; letter-spacing: .04em; color: var(--color-muted); background: var(--color-bg); padding: var(--space-3); border-bottom: 1px solid var(--color-line); }
.inv-items td { padding: var(--space-2) var(--space-3); border-bottom: 1px solid var(--color-line); vertical-align: middle; }
.inv-items tr:last-child td { border-bottom: 0; }
.inv-items input { border: 1px solid transparent; background: transparent; padding: .45rem .4rem; width: 100%; font-size: .9rem; border-radius: var(--radius-sm); }
.inv-items input:hover { border-color: var(--color-line); }
.inv-items input:focus { outline: 0; border-color: var(--color-accent); background: #fff; box-shadow: 0 0 0 3px var(--color-accent-glow); }
.inv-items input.inv-qty, .inv-items input.inv-rate { text-align: right; }
.inv-items .inv-amount { text-align: right; font-variant-numeric: tabular-nums; font-weight: 600; white-space: nowrap; }
.inv-items .inv-row-remove { color: var(--color-bad); font-size: 1.1rem; line-height: 1; padding: var(--space-2); border-radius: var(--radius-sm); }
.inv-items .inv-row-remove:hover { background: rgba(192, 57, 43, .08); }

.inv-totals { display: flex; justify-content: flex-end; }
.inv-totals__box { width: 100%; max-width: 320px; }
.inv-totals__row { display: flex; justify-content: space-between; align-items: center; padding: var(--space-2) 0; font-size: .9rem; color: var(--color-muted); gap: var(--space-3); }
.inv-totals__row.grand { border-top: 2px solid var(--color-ink); margin-top: var(--space-2); padding-top: var(--space-3); font-size: 1.25rem; font-weight: 800; color: var(--color-ink); }
.inv-totals__row input { width: 64px; border: 1px solid var(--color-line); border-radius: var(--radius-sm); padding: .3rem .4rem; text-align: right; font-size: .9rem; }
.inv-totals__row select { border: 1px solid var(--color-line); border-radius: var(--radius-sm); padding: .25rem .3rem; font-size: .8rem; background: #fff; margin-left: .25rem; }
.inv-totals__words { margin-top: var(--space-3); font-size: .78rem; font-style: italic; color: var(--color-muted); text-align: right; line-height: 1.5; }

.inv-tip { font-size: .8rem; color: var(--color-muted); margin-top: var(--space-2); }

/* Cross-sell + FAQ CTA cards */
.inv-cta { margin-top: var(--space-6); background: var(--color-bg); border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: var(--space-5) var(--space-6); display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: var(--space-4); }
.inv-cta h4 { margin: 0 0 .25rem; font-size: 1rem; }
.inv-cta p { margin: 0; font-size: .88rem; color: var(--color-muted); }

.inv-foot { font-size: .72rem; color: var(--color-muted); margin-top: var(--space-6); text-align: center; }

/* ============================================================
   SECTION 10: Print / PDF output (invoice generator only)
   ============================================================ */


@media print {
    .header, .mobile-nav, .hero, .inv-toolbar, .inv-cta, .inv-foot,
    .section:not(.inv-wrap), .footer, .no-print { display: none !important; }
    body { background: #fff; }
    .inv-wrap { padding: 0; }
    .inv-app { border: 0; box-shadow: none; border-radius: 0; }
    .inv-sheet { padding: 0; }
    .inv-field input, .inv-field textarea, .inv-items input, .inv-totals__row input, .inv-totals__row select {
        border-color: transparent !important;
        box-shadow: none !important;
        padding-left: 0;
    }
    .inv-row-remove { display: none !important; }
}

/* ============================================================
   SECTION 11: Tool — Self-Employment Tax Calculator (.stc-)
   ============================================================ */


.stc-wrap { padding: var(--space-10) 0 var(--space-4); }
.stc-wrap .container { max-width: 860px; }

.stc { max-width: 800px; margin: 0 auto; background: var(--color-card); border: 1px solid var(--color-line); border-radius: var(--radius-xl); padding: var(--space-6) var(--space-6) var(--space-8); box-shadow: var(--shadow-lg); }
.stc h2 { font-size: 1.4rem; margin: 0 0 .25rem; }
.stc__sub { color: var(--color-muted); margin: 0 0 var(--space-5); font-size: .95rem; }

.stc-year { display: flex; align-items: flex-start; gap: var(--space-3); background: var(--color-warn-bg); border: 1px solid var(--color-warn-line); border-radius: var(--radius-md); padding: var(--space-3) var(--space-4); margin-bottom: var(--space-6); font-size: .82rem; color: var(--color-warn); line-height: 1.5; }
.stc-year strong { color: var(--color-warn); }

.stc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-4); }
@media (max-width: 620px) { .stc-grid { grid-template-columns: 1fr; } }

.stc-field { display: flex; flex-direction: column; gap: .3rem; }
.stc-field label { font-size: .85rem; font-weight: 600; }
.stc-field .stc-hint { font-size: .72rem; color: var(--color-muted); font-weight: 400; display: block; }
.stc-input { display: flex; align-items: center; border: 1px solid var(--color-line); border-radius: var(--radius-md); background: var(--color-card); overflow: hidden; }
.stc-input span { padding: 0 .55rem; color: var(--color-muted); font-size: .9rem; background: var(--color-bg); align-self: stretch; display: flex; align-items: center; border-right: 1px solid var(--color-line); }
.stc-input span.suffix { border-right: 0; border-left: 1px solid var(--color-line); }
.stc-input input { border: 0; outline: 0; padding: .6rem; width: 100%; font-size: 1rem; background: transparent; color: var(--color-ink); min-width: 0; }
.stc-input:focus-within { border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-glow); }
.stc-field select { border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: .6rem; font-size: 1rem; font-family: var(--font-base); background: var(--color-card); color: var(--color-ink); width: 100%; }
.stc-field select:focus { outline: 0; border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-glow); }

.stc-check { display: flex; align-items: flex-start; gap: var(--space-3); background: var(--color-bg); border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: var(--space-4); margin-top: var(--space-5); }
.stc-check input { margin-top: .2rem; flex-shrink: 0; width: 16px; height: 16px; accent-color: var(--color-accent); }
.stc-check label { font-size: .85rem; font-weight: 600; cursor: pointer; }
.stc-check .stc-hint { font-size: .74rem; color: var(--color-muted); font-weight: 400; display: block; margin-top: .15rem; }

/* Result panel */
.stc-result { background: linear-gradient(135deg, var(--color-accent), var(--color-accent-dark)); color: #fff; border-radius: var(--radius-lg); padding: var(--space-6); margin-top: var(--space-6); text-align: center; }
.stc-result__label { text-transform: uppercase; letter-spacing: .06em; font-size: .72rem; opacity: .85; }
.stc-result__figure { font-size: 2.6rem; font-weight: 800; line-height: 1; margin: .15rem 0; }
.stc-result__figure small { font-size: 1rem; font-weight: 600; opacity: .9; }
.stc-chips { display: flex; flex-wrap: wrap; gap: .6rem; justify-content: center; margin-top: var(--space-5); }
.stc-chip { background: rgba(255, 255, 255, .16); border-radius: var(--radius-md); padding: .5rem .8rem; font-size: .85rem; min-width: 130px; }
.stc-chip b { display: block; font-size: 1.05rem; margin-top: .1rem; }

/* Hand-off callout to Tool 1 */
.stc-handoff { margin-top: var(--space-4); background: var(--color-bg); border: 1px solid var(--color-line); border-left: 4px solid var(--color-good); border-radius: var(--radius-md); padding: var(--space-4) var(--space-5); display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: var(--space-4); }
.stc-handoff__text { font-size: .88rem; color: var(--color-muted); }
.stc-handoff__text strong { color: var(--color-ink); }
.stc-handoff__rate { font-size: 1.5rem; font-weight: 800; color: var(--color-good); }

/* Breakdown */
.stc-card { background: var(--color-bg); border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: var(--space-5); margin-top: var(--space-5); }
.stc-card strong.stc-card__title { font-size: .95rem; display: block; margin-bottom: var(--space-2); }
.stc-break { list-style: none; margin: 0; padding: 0; }
.stc-break li { display: flex; justify-content: space-between; gap: var(--space-4); padding: .4rem 0; border-bottom: 1px dashed var(--color-line); font-size: .9rem; }
.stc-break li:last-child { border-bottom: 0; }
.stc-break li.total { font-weight: 800; border-top: 2px solid var(--color-ink); border-bottom: 0; margin-top: var(--space-2); padding-top: var(--space-3); }
.stc-break li.sub { color: var(--color-muted); font-size: .82rem; padding-left: var(--space-4); }
.stc-break li span:last-child { font-variant-numeric: tabular-nums; white-space: nowrap; }

/* Quarterly schedule */
.stc-quarters { margin-top: var(--space-5); }
.stc-quarters table { font-size: .88rem; }
.stc-quarters th { text-align: left; font-size: .72rem; text-transform: uppercase; letter-spacing: .04em; color: var(--color-muted); padding: var(--space-2) var(--space-3); border-bottom: 1px solid var(--color-line); }
.stc-quarters td { padding: var(--space-3); border-bottom: 1px solid var(--color-line); }
.stc-quarters tr:last-child td { border-bottom: 0; }
.stc-quarters td:last-child { text-align: right; font-variant-numeric: tabular-nums; font-weight: 700; }
.stc-quarters .past { color: var(--color-muted); }
.stc-quarters .past-tag { font-size: .68rem; text-transform: uppercase; letter-spacing: .04em; background: var(--color-line); color: var(--color-muted); padding: .1rem .4rem; border-radius: var(--radius-sm); margin-left: var(--space-2); }

.stc-foot { font-size: .72rem; color: var(--color-muted); margin-top: var(--space-5); text-align: center; line-height: 1.6; }

/* ============================================================
   SECTION 12: Tool — Tax Deductions Calculator (.fdc-)
   ============================================================ */


.fdc-wrap { padding: var(--space-10) 0 var(--space-4); }
.fdc-wrap .container { max-width: 900px; }

.fdc { background: var(--color-card); border: 1px solid var(--color-line); border-radius: var(--radius-xl); padding: var(--space-6) var(--space-6) var(--space-8); box-shadow: var(--shadow-lg); }
.fdc h2 { font-size: 1.4rem; margin: 0 0 .25rem; }
.fdc__sub { color: var(--color-muted); margin: 0 0 var(--space-5); font-size: .95rem; }

.fdc-year { display: flex; align-items: flex-start; gap: var(--space-3); background: var(--color-warn-bg); border: 1px solid var(--color-warn-line); border-radius: var(--radius-md); padding: var(--space-3) var(--space-4); margin-bottom: var(--space-6); font-size: .82rem; color: var(--color-warn); line-height: 1.5; }

/* Collapsible sections */
.fdc-block { border: 1px solid var(--color-line); border-radius: var(--radius-lg); margin-bottom: var(--space-4); overflow: hidden; }
.fdc-block__head { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: var(--space-4); padding: var(--space-4) var(--space-5); background: var(--color-bg); text-align: left; transition: background var(--transition-fast); }
.fdc-block__head:hover { background: #eef2f7; }
.fdc-block__title { font-weight: 700; font-size: 1rem; display: flex; align-items: center; gap: var(--space-3); }
.fdc-block__badge { font-size: .7rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; background: var(--color-accent); color: #fff; padding: .15rem .45rem; border-radius: var(--radius-sm); }
.fdc-block__right { display: flex; align-items: center; gap: var(--space-3); }
.fdc-block__amount { font-weight: 800; font-variant-numeric: tabular-nums; white-space: nowrap; }
.fdc-block__chev { width: 18px; height: 18px; flex-shrink: 0; color: var(--color-muted); transition: transform var(--transition-base); }
.fdc-block.open .fdc-block__chev { transform: rotate(180deg); }
.fdc-block__body { display: none; padding: var(--space-5); border-top: 1px solid var(--color-line); }
.fdc-block.open .fdc-block__body { display: block; }

.fdc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-4); }
@media (max-width: 620px) { .fdc-grid { grid-template-columns: 1fr; } }

.fdc-field { display: flex; flex-direction: column; gap: .3rem; }
.fdc-field label { font-size: .85rem; font-weight: 600; }
.fdc-field .fdc-hint { font-size: .72rem; color: var(--color-muted); font-weight: 400; display: block; }
.fdc-input { display: flex; align-items: center; border: 1px solid var(--color-line); border-radius: var(--radius-md); background: var(--color-card); overflow: hidden; }
.fdc-input span { padding: 0 .55rem; color: var(--color-muted); font-size: .9rem; background: var(--color-bg); align-self: stretch; display: flex; align-items: center; border-right: 1px solid var(--color-line); white-space: nowrap; }
.fdc-input span.suffix { border-right: 0; border-left: 1px solid var(--color-line); }
.fdc-input input { border: 0; outline: 0; padding: .6rem; width: 100%; font-size: 1rem; background: transparent; color: var(--color-ink); min-width: 0; }
.fdc-input:focus-within { border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-glow); }
.fdc-field select { border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: .6rem; font-size: 1rem; font-family: var(--font-base); background: var(--color-card); color: var(--color-ink); width: 100%; }
.fdc-field select:focus { outline: 0; border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-glow); }

/* Row-style expense list with a deductible-% note */
.fdc-rows { display: flex; flex-direction: column; gap: var(--space-3); }
.fdc-row { display: grid; grid-template-columns: 1fr 150px; gap: var(--space-4); align-items: center; }
@media (max-width: 560px) { .fdc-row { grid-template-columns: 1fr; gap: var(--space-2); } }
.fdc-row__label { font-size: .9rem; font-weight: 600; }
.fdc-row__note { font-size: .72rem; color: var(--color-muted); font-weight: 400; display: block; }
.fdc-row__note.flag { color: var(--color-warn); font-weight: 600; }

/* Method comparison hint */
.fdc-compare { margin-top: var(--space-4); background: var(--color-good-bg); border: 1px solid var(--color-good-line); border-radius: var(--radius-md); padding: var(--space-3) var(--space-4); font-size: .82rem; color: #065f46; line-height: 1.5; }
.fdc-compare.hidden { display: none; }

/* Result */
.fdc-result { background: linear-gradient(135deg, var(--color-accent), var(--color-accent-dark)); color: #fff; border-radius: var(--radius-lg); padding: var(--space-6); margin-top: var(--space-6); text-align: center; }
.fdc-result__label { text-transform: uppercase; letter-spacing: .06em; font-size: .72rem; opacity: .85; }
.fdc-result__figure { font-size: 2.6rem; font-weight: 800; line-height: 1; margin: .15rem 0; }
.fdc-chips { display: flex; flex-wrap: wrap; gap: .6rem; justify-content: center; margin-top: var(--space-5); }
.fdc-chip { background: rgba(255, 255, 255, .16); border-radius: var(--radius-md); padding: .5rem .8rem; font-size: .85rem; min-width: 140px; }
.fdc-chip b { display: block; font-size: 1.05rem; margin-top: .1rem; }

.fdc-savings { margin-top: var(--space-4); display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: var(--space-4); background: var(--color-bg); border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: var(--space-4) var(--space-5); }
.fdc-savings__label { font-size: .88rem; color: var(--color-muted); }
.fdc-savings__label strong { color: var(--color-ink); }
.fdc-savings__rate { display: flex; align-items: center; gap: var(--space-2); }
.fdc-savings__rate input { width: 70px; border: 1px solid var(--color-line); border-radius: var(--radius-sm); padding: .35rem .4rem; text-align: right; font-size: .9rem; }

/* Hand-off callouts */
.fdc-handoff { margin-top: var(--space-4); background: var(--color-bg); border: 1px solid var(--color-line); border-left: 4px solid var(--color-good); border-radius: var(--radius-md); padding: var(--space-4) var(--space-5); font-size: .88rem; color: var(--color-muted); }
.fdc-handoff strong { color: var(--color-ink); }
.fdc-handoff a { color: var(--color-accent); font-weight: 700; }
.fdc-handoff ul { list-style: none; margin: var(--space-3) 0 0; padding: 0; display: flex; flex-direction: column; gap: var(--space-2); }
.fdc-handoff li { display: flex; gap: var(--space-2); align-items: flex-start; }
.fdc-handoff li::before { content: '→'; color: var(--color-good); font-weight: 700; flex-shrink: 0; }

/* Breakdown */
.fdc-card { background: var(--color-bg); border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: var(--space-5); margin-top: var(--space-5); }
.fdc-card__title { font-size: .95rem; display: block; margin-bottom: var(--space-2); font-weight: 800; }
.fdc-break { list-style: none; margin: 0; padding: 0; }
.fdc-break li { display: flex; justify-content: space-between; gap: var(--space-4); padding: .4rem 0; border-bottom: 1px dashed var(--color-line); font-size: .9rem; }
.fdc-break li:last-child { border-bottom: 0; }
.fdc-break li.total { font-weight: 800; border-top: 2px solid var(--color-ink); border-bottom: 0; margin-top: var(--space-2); padding-top: var(--space-3); }
.fdc-break li span:last-child { font-variant-numeric: tabular-nums; white-space: nowrap; }

.fdc-foot { font-size: .72rem; color: var(--color-muted); margin-top: var(--space-5); text-align: center; line-height: 1.6; }

/* ============================================================
   SECTION 13: Tool — Late Payment Chaser (.lpc-)
   ============================================================ */


.lpc-wrap { padding: var(--space-10) 0 var(--space-4); }
.lpc-wrap .container { max-width: 940px; }

.lpc { background: var(--color-card); border: 1px solid var(--color-line); border-radius: var(--radius-xl); padding: var(--space-6) var(--space-6) var(--space-8); box-shadow: var(--shadow-lg); }
.lpc h2 { font-size: 1.4rem; margin: 0 0 .25rem; }
.lpc__sub { color: var(--color-muted); margin: 0 0 var(--space-5); font-size: .95rem; }

.lpc-note { display: flex; align-items: flex-start; gap: var(--space-3); border-radius: var(--radius-md); padding: var(--space-3) var(--space-4); margin-bottom: var(--space-5); font-size: .82rem; line-height: 1.55; }
.lpc-note--warn { background: var(--color-warn-bg); border: 1px solid var(--color-warn-line); color: var(--color-warn); }
.lpc-note--warn strong { color: var(--color-warn); }

.lpc-heading { font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; color: var(--color-muted); margin: var(--space-6) 0 var(--space-3); display: block; }
.lpc-heading:first-of-type { margin-top: 0; }

.lpc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-4); }
.lpc-grid--3 { grid-template-columns: repeat(3, 1fr); }
@media (max-width: 680px) { .lpc-grid, .lpc-grid--3 { grid-template-columns: 1fr; } }

.lpc-field { display: flex; flex-direction: column; gap: .3rem; }
.lpc-field label { font-size: .85rem; font-weight: 600; }
.lpc-field .lpc-hint { font-size: .72rem; color: var(--color-muted); font-weight: 400; display: block; }
.lpc-input { display: flex; align-items: center; border: 1px solid var(--color-line); border-radius: var(--radius-md); background: var(--color-card); overflow: hidden; }
.lpc-input span { padding: 0 .55rem; color: var(--color-muted); font-size: .9rem; background: var(--color-bg); align-self: stretch; display: flex; align-items: center; border-right: 1px solid var(--color-line); white-space: nowrap; }
.lpc-input span.suffix { border-right: 0; border-left: 1px solid var(--color-line); }
.lpc-input input { border: 0; outline: 0; padding: .6rem; width: 100%; font-size: 1rem; background: transparent; color: var(--color-ink); min-width: 0; }
.lpc-input:focus-within { border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-glow); }
.lpc-field select, .lpc-field textarea { border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: .6rem; font-size: 1rem; font-family: var(--font-base); background: var(--color-card); color: var(--color-ink); width: 100%; }
.lpc-field textarea { resize: vertical; min-height: 70px; }
.lpc-field select:focus, .lpc-field textarea:focus { outline: 0; border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-glow); }

/* Status strip */
.lpc-status { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-4); margin-top: var(--space-6); }
@media (max-width: 620px) { .lpc-status { grid-template-columns: 1fr; } }
.lpc-stat { border-radius: var(--radius-lg); padding: var(--space-5); text-align: center; border: 1px solid var(--color-line); background: var(--color-bg); }
.lpc-stat__label { text-transform: uppercase; letter-spacing: .05em; font-size: .68rem; color: var(--color-muted); font-weight: 700; }
.lpc-stat__value { font-size: 1.9rem; font-weight: 800; line-height: 1.1; margin-top: .2rem; font-variant-numeric: tabular-nums; }
.lpc-stat--overdue { border-color: var(--color-bad-line); background: var(--color-bad-bg); }
.lpc-stat--overdue .lpc-stat__value { color: var(--color-bad); }
.lpc-stat--ok { border-color: var(--color-good-line); background: var(--color-good-bg); }
.lpc-stat--ok .lpc-stat__value { color: var(--color-good); }
.lpc-stat--total { background: linear-gradient(135deg, var(--color-accent), var(--color-accent-dark)); border-color: transparent; color: #fff; }
.lpc-stat--total .lpc-stat__label { color: rgba(255, 255, 255, .85); }

.lpc-fee-note { font-size: .78rem; color: var(--color-muted); margin-top: var(--space-3); text-align: center; }

/* Stage selector */
.lpc-stages { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--space-2); margin-top: var(--space-4); }
@media (max-width: 720px) { .lpc-stages { grid-template-columns: 1fr 1fr; } }
.lpc-stage { border: 1px solid var(--color-line); background: var(--color-card); border-radius: var(--radius-md); padding: var(--space-3); text-align: left; transition: border-color var(--transition-fast), background var(--transition-fast); }
.lpc-stage:hover { border-color: var(--color-accent); }
.lpc-stage.active { border-color: var(--color-accent); background: var(--color-accent); color: #fff; }
.lpc-stage__name { font-weight: 700; font-size: .85rem; display: block; }
.lpc-stage__days { font-size: .7rem; opacity: .75; display: block; margin-top: .1rem; }
.lpc-stage__suggested { font-size: .62rem; text-transform: uppercase; letter-spacing: .04em; font-weight: 700; color: var(--color-good); display: block; margin-top: .2rem; }
.lpc-stage.active .lpc-stage__suggested { color: #fff; }

.lpc-stage-blurb { font-size: .82rem; color: var(--color-muted); margin-top: var(--space-3); background: var(--color-bg); border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: var(--space-3) var(--space-4); }

/* Letter output */
.lpc-letter { margin-top: var(--space-6); border: 1px solid var(--color-line); border-radius: var(--radius-lg); overflow: hidden; }
.lpc-letter__head { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: var(--space-3); padding: var(--space-4) var(--space-5); background: var(--color-bg); border-bottom: 1px solid var(--color-line); }
.lpc-letter__title { font-weight: 700; font-size: .95rem; }
.lpc-letter__actions { display: flex; gap: var(--space-2); flex-wrap: wrap; }
.lpc-letter__body { padding: var(--space-5); }
.lpc-subject { display: flex; align-items: center; gap: var(--space-3); margin-bottom: var(--space-4); }
.lpc-subject__label { font-size: .7rem; text-transform: uppercase; letter-spacing: .05em; font-weight: 700; color: var(--color-muted); flex-shrink: 0; }
.lpc-subject input { flex: 1; border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: .55rem .7rem; font-size: .95rem; font-weight: 600; font-family: var(--font-base); color: var(--color-ink); min-width: 0; }
.lpc-subject input:focus { outline: 0; border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-glow); }
.lpc-body-text { width: 100%; min-height: 320px; border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: var(--space-4); font-family: var(--font-base); font-size: .93rem; line-height: 1.65; color: var(--color-ink); resize: vertical; background: var(--color-card); }
.lpc-body-text:focus { outline: 0; border-color: var(--color-accent); box-shadow: 0 0 0 3px var(--color-accent-glow); }
.lpc-copied { font-size: .8rem; color: var(--color-good); font-weight: 700; display: none; align-items: center; }
.lpc-copied.show { display: inline-flex; }
.lpc-edit-note { font-size: .74rem; color: var(--color-muted); margin-top: var(--space-3); }

.lpc-foot { font-size: .72rem; color: var(--color-muted); margin-top: var(--space-5); text-align: center; line-height: 1.6; }

/* ============================================================
   SECTION 14: Article / guide content
   ============================================================ */

.article { max-width: 780px; margin: 0 auto; }
.article h2 { margin-top: var(--space-10); margin-bottom: var(--space-3); }
.article h2:first-child { margin-top: 0; }
.article h3 { margin-top: var(--space-6); margin-bottom: var(--space-2); }
.article p { color: var(--color-muted); line-height: 1.7; }
.article ul, .article ol { margin: 0 0 var(--space-4) var(--space-6); color: var(--color-muted); line-height: 1.7; }
.article li { margin-bottom: var(--space-2); }
.article li::marker { color: var(--color-accent); font-weight: 700; }
.article strong { color: var(--color-ink); }
.article .callout { background: var(--color-warn-bg); border: 1px solid var(--color-warn-line); border-radius: var(--radius-md); padding: var(--space-5) var(--space-6); margin-bottom: var(--space-6); }
.article .callout p { color: var(--color-warn); }
.article .callout strong { color: var(--color-warn); }
.article .worked-example { background: var(--color-card); border: 1px solid var(--color-line); border-left: 4px solid var(--color-accent); border-radius: var(--radius-md); padding: var(--space-5) var(--space-6); margin-bottom: var(--space-6); }
.article .author-box { display: flex; gap: var(--space-4); align-items: flex-start; background: var(--color-card); border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: var(--space-6); margin-top: var(--space-6); }
.article .author-box__avatar { width: 56px; height: 56px; border-radius: var(--radius-full); background: var(--color-bg); border: 1px solid var(--color-line); flex-shrink: 0; }
.article .disclaimer { font-size: .875rem; font-style: italic; color: var(--color-muted); border-top: 1px solid var(--color-line); padding-top: var(--space-4); margin-top: var(--space-6); }
.article table.data { margin-bottom: var(--space-6); font-size: .9rem; }
.article table.data th { text-align: left; background: var(--color-bg); padding: var(--space-3); border-bottom: 1px solid var(--color-line); font-size: .78rem; text-transform: uppercase; letter-spacing: .03em; color: var(--color-muted); }
.article table.data td { padding: var(--space-3); border-bottom: 1px solid var(--color-line); color: var(--color-muted); }
.article .table-scroll { overflow-x: auto; }

/* ============================================================
   SECTION 15: FAQ
   ============================================================ */

.faq { max-width: 780px; margin: 0 auto; }
.faq__item { border-bottom: 1px solid var(--color-line); }
.faq__question { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: var(--space-4); padding: var(--space-5) 0; font-weight: 700; font-size: 1.0625rem; color: var(--color-ink); text-align: left; transition: color var(--transition-fast); }
.faq__question:hover { color: var(--color-accent); }
.faq__icon { width: 22px; height: 22px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; transition: transform var(--transition-base); font-size: 1.2rem; color: var(--color-accent); }
.faq__item.active .faq__icon { transform: rotate(45deg); }
.faq__answer { max-height: 0; overflow: hidden; transition: max-height .35s ease, padding .35s ease; }
.faq__item.active .faq__answer { max-height: 520px; padding-bottom: var(--space-5); }
.faq__answer p { font-size: .9375rem; color: var(--color-muted); line-height: 1.7; margin: 0 0 var(--space-3); }
.faq__answer p:last-child { margin-bottom: 0; }

/* ============================================================
   SECTION 16: CTA banner + suite cross-links
   ============================================================ */

.cta-banner { text-align: center; padding: var(--space-16) var(--space-5); }
.cta-banner__title { font-size: 1.6rem; margin-bottom: var(--space-3); }
@media (min-width: 768px) { .cta-banner__title { font-size: 2rem; } }
.cta-banner__text { font-size: 1.0625rem; margin-bottom: var(--space-6); opacity: .92; }

.suite-grid { display: grid; grid-template-columns: 1fr; gap: var(--space-5); max-width: 900px; margin: 0 auto; }
@media (min-width: 700px) { .suite-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 940px) { .suite-grid { grid-template-columns: repeat(4, 1fr); } }
.suite-card { background: var(--color-card); border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: var(--space-5); transition: transform var(--transition-base), box-shadow var(--transition-base); }
.suite-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.suite-card h3 { font-size: .95rem; margin-bottom: var(--space-2); }
.suite-card p { font-size: .85rem; color: var(--color-muted); margin-bottom: var(--space-4); }
.suite-card__link { font-size: .82rem; font-weight: 700; color: var(--color-accent); }

/* ============================================================
   SECTION 17: Footer
   ============================================================ */

.footer { background-color: var(--color-dark-bg); color: var(--color-text-mutedlight); padding-top: var(--space-12); padding-bottom: var(--space-8); }
.footer__grid { display: grid; grid-template-columns: 1fr; gap: var(--space-8); margin-bottom: var(--space-8); }
@media (min-width: 768px) { .footer__grid { grid-template-columns: 2fr 1fr 1fr; } }
.footer__brand { max-width: 320px; }
.footer__logo { display: inline-flex; align-items: center; gap: var(--space-2); font-weight: 800; font-size: 1.1rem; color: var(--color-text-light); margin-bottom: var(--space-3); }
.footer__tagline { font-size: .9rem; }
.footer__heading { font-weight: 700; font-size: .8rem; text-transform: uppercase; letter-spacing: .05em; color: var(--color-text-light); margin-bottom: var(--space-4); }
.footer__links { display: flex; flex-direction: column; gap: var(--space-3); }
.footer__links a { font-size: .9rem; transition: color var(--transition-fast); }
.footer__links a:hover { color: var(--color-accent-light); }
.footer__bottom { border-top: 1px solid var(--color-dark-border); padding-top: var(--space-5); display: flex; flex-direction: column; gap: var(--space-3); font-size: .8rem; }
@media (min-width: 768px) { .footer__bottom { flex-direction: row; justify-content: space-between; align-items: center; } }
.footer__bottom a:hover { color: var(--color-accent-light); }

/* ============================================================
   SECTION 18: Legal pages
   ============================================================ */

.legal-hero { background-color: var(--color-dark-bg); color: var(--color-text-light); padding-top: var(--space-16); padding-bottom: var(--space-12); text-align: center; }
.legal-content { max-width: 750px; margin: 0 auto; padding: var(--space-12) var(--space-5); }
.legal-content h2 { font-size: 1.35rem; margin-top: var(--space-8); margin-bottom: var(--space-3); }
.legal-content p { color: var(--color-muted); }
.legal-content ul { list-style: disc; padding-left: var(--space-6); margin-bottom: var(--space-4); }
.legal-content li { color: var(--color-muted); margin-bottom: var(--space-2); }

/* ============================================================
   SECTION 19: Reveal-on-scroll
   ============================================================ */

.reveal { opacity: 0; transform: translateY(20px); transition: opacity .6s ease, transform .6s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; transition: none; } }

/* ============================================================
   SECTION 20: Ad zones

   Placement policy (from the original deploy brief):
     "never above or inside the tool UI"
   The tool is why visitors came — burying it costs the pageviews
   the ads depend on. So ads sit around and below it, never in it.

   Rails are position:fixed rather than in-flow, so they add zero
   layout risk to any template and simply vanish on narrow screens.
   Geometry assumes the 1100px content container (550px half-width).
   ============================================================ */

.fg-ad { display: block; margin: 0 auto; text-align: center; }
.fg-ad__inner { display: flex; align-items: center; justify-content: center; margin: 0 auto; }

/* Dev placeholder — set FG_ADS_PLACEHOLDER false in functions.php to hide. */
.fg-ad--placeholder .fg-ad__inner {
    border: 1px dashed var(--color-line);
    border-radius: var(--radius-md);
    background: repeating-linear-gradient(45deg, transparent, transparent 10px, rgba(0,0,0,.02) 10px, rgba(0,0,0,.02) 20px);
    color: var(--color-muted);
    font-size: .72rem;
    letter-spacing: .04em;
    text-transform: uppercase;
}

/* Small "Advertisement" label — required-ish for clarity, and it keeps
   ads visually distinct from tool UI, which AdSense policy cares about. */
.fg-ad__label { display: block; font-size: .62rem; text-transform: uppercase; letter-spacing: .08em; color: var(--color-muted); margin-bottom: var(--space-2); opacity: .7; }

/* Horizontal units — responsive leaderboard */
.fg-ad--leaderboard { padding: var(--space-8) var(--space-5); }
.fg-ad--leaderboard .fg-ad__inner { width: 100%; max-width: 728px; min-height: 100px; }
@media (min-width: 768px) { .fg-ad--leaderboard .fg-ad__inner { min-height: 90px; } }

/* In-content rectangle */
.fg-ad--inline { padding: var(--space-6) 0; }
.fg-ad--inline .fg-ad__inner { width: 100%; max-width: 336px; min-height: 280px; }

/* Sticky side rails — desktop only */
.fg-rail { display: none; }
@media (min-width: 1460px) {
    .fg-rail {
        display: block;
        position: fixed;
        top: calc(var(--header-height) + var(--space-6));
        width: 160px;
        z-index: 500;
    }
    .fg-rail .fg-ad__inner { width: 160px; min-height: 600px; }
    .fg-rail--left  { left:  calc(50% - 550px - var(--space-6) - 160px); }
    .fg-rail--right { right: calc(50% - 550px - var(--space-6) - 160px); }
}
@media (min-width: 1800px) {
    .fg-rail { width: 300px; }
    .fg-rail .fg-ad__inner { width: 300px; min-height: 600px; }
    .fg-rail--left  { left:  calc(50% - 550px - var(--space-8) - 300px); }
    .fg-rail--right { right: calc(50% - 550px - var(--space-8) - 300px); }
}

/* Never print an ad. */
@media print { .fg-ad, .fg-rail { display: none !important; } }

/* ============================================================
   SECTION 21: Hub chrome — homepage, tool cards, breadcrumbs
   ============================================================ */

.fg-breadcrumb { font-size: .8rem; color: var(--color-muted); padding: var(--space-4) 0 0; }
.fg-breadcrumb a { color: var(--color-accent); font-weight: 600; }
.fg-breadcrumb a:hover { text-decoration: underline; }
.fg-breadcrumb span { margin: 0 .4rem; opacity: .5; }

/* Homepage tool grid */
.fg-tools { display: grid; grid-template-columns: 1fr; gap: var(--space-5); }
@media (min-width: 640px) { .fg-tools { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1000px) { .fg-tools { grid-template-columns: repeat(3, 1fr); } }

.fg-tool-card { display: flex; flex-direction: column; background: var(--color-card); border: 1px solid var(--color-line); border-radius: var(--radius-lg); padding: var(--space-6); transition: transform var(--transition-base), box-shadow var(--transition-base), border-color var(--transition-base); height: 100%; }
.fg-tool-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--color-accent); }
.fg-tool-card__step { font-size: .65rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; color: var(--color-accent); margin-bottom: var(--space-2); }
.fg-tool-card__mark { width: 40px; height: 40px; border-radius: var(--radius-md); background: var(--color-accent); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1.1rem; font-weight: 800; margin-bottom: var(--space-4); }
.fg-tool-card h3 { font-size: 1.05rem; margin-bottom: var(--space-2); }
.fg-tool-card p { font-size: .9rem; color: var(--color-muted); margin-bottom: var(--space-4); flex-grow: 1; }
.fg-tool-card__link { font-size: .85rem; font-weight: 700; color: var(--color-accent); }

/* "How the tools feed each other" flow */
.fg-flow { display: grid; grid-template-columns: 1fr; gap: var(--space-4); max-width: 780px; margin: 0 auto; }
.fg-flow__row { display: flex; gap: var(--space-4); align-items: flex-start; background: var(--color-card); border: 1px solid var(--color-line); border-left: 4px solid var(--color-accent); border-radius: var(--radius-md); padding: var(--space-4) var(--space-5); }
.fg-flow__num { flex-shrink: 0; width: 26px; height: 26px; border-radius: var(--radius-full); background: var(--color-accent); color: #fff; font-size: .8rem; font-weight: 800; display: flex; align-items: center; justify-content: center; }
.fg-flow__text { font-size: .92rem; color: var(--color-muted); }
.fg-flow__text strong { color: var(--color-ink); }

/* Trust strip */
.fg-trust { display: flex; flex-wrap: wrap; justify-content: center; gap: var(--space-4) var(--space-8); padding: var(--space-6) 0; }
.fg-trust__item { display: flex; align-items: center; gap: var(--space-2); font-size: .85rem; color: var(--color-muted); font-weight: 600; }
.fg-trust__check { color: var(--color-good); font-weight: 800; }

/* Sources / methodology block used on the tax pages */
.fg-sources { background: var(--color-bg); border: 1px solid var(--color-line); border-radius: var(--radius-md); padding: var(--space-5) var(--space-6); margin: var(--space-6) 0; }
.fg-sources h3 { font-size: .95rem; margin-bottom: var(--space-3); }
.fg-sources ul { list-style: none; margin: 0; padding: 0; }
.fg-sources li { font-size: .85rem; color: var(--color-muted); padding: .3rem 0; border-bottom: 1px dashed var(--color-line); }
.fg-sources li:last-child { border-bottom: 0; }
.fg-sources a { color: var(--color-accent); font-weight: 600; }
.fg-sources a:hover { text-decoration: underline; }
.fg-reviewed { font-size: .78rem; color: var(--color-muted); margin-top: var(--space-3); font-style: italic; }

/* Hub override: five tools in the nav need more room than one did. */
@media (min-width: 900px) and (max-width: 1099px) { .header__nav { display: none; } }
@media (min-width: 1100px) { .header__nav { display: flex; gap: var(--space-5); } .header__nav a { font-size: .85rem; } }
@media (min-width: 1100px) { .hamburger { display: none; } }
@media (max-width: 1099px) { .hamburger { display: flex; } }

/* Hub additions to the invoice print view. */
@media print {
    .fg-breadcrumb, .fg-ad, .fg-rail { display: none !important; }
}